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The calculations of Estimated Return, Estimated Effective Yield, and Estimated Loss Rate require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. No credit or income qualification needed. BuyahomeAfterBk.com has a credit builder section that shows you how to get the credit scores you need to qualify for your next mortgage

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The Estimated Loss Rate is the estimated principal loss on charge-offs, and is based on the historical performance of Prosper Loans. In September 2011, an independent accountant examined and attested to Prosper Marketplace, Inc.'s calculation methodologies for measuring historical investment returns. So, if you’re looking for a great way to regain control of how you can increase your profits on your money, you should find out more about people to people loans and social lending clubs.

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